NRI wealth management: Property owners want to exit India and reinvest abroad

Share
LinkedInFacebookXWhatsAppPrint

 

A report by the Vancouver-based wealth tech startup Remittor reveals that 46% of NRI property owners, who were surveyed, were looking to sell their properties in India immediately, while another 26% want to exit within six months.

This has signalled a major shift in NRI wealth management. That said, more than 50% of those surveyed intended to transfer the sale amount abroad instead of reinvesting in Indian real estate.

According to the Remittor Annual NRI Wealth Report 2026, properties bought during the period from 2010 to 2019 were entering into what it calls a ‘liquidity phase’, where owners have started viewing their purchases as financial assets, not emotional anchors.

Sanu Nair, Founder and CEO of Remittor, said, “Properties acquired during India’s major NRI investment wave between 2010 and 2022 are now entering a liquidity phase, as owners evaluate them against mortgages abroad, retirement planning needs, education spends, portfolio diversification goals, and evolving tax obligations.”

Among properties entering the resale market, Maharashtra accounts for 26.8%, followed by Delhi-NCR (23.4%), Kerala (15%), Gujarat (12.9%) and Karnataka (8.2%). These regions had attracted significant overseas investment over the past decade because of strong infrastructure growth and expectations of long-term capital appreciation.

The report says that 88.8% of assets entering the sale pipeline are residential, of which 63.2% are apartments.

Commercial properties account for only 4.6%, while agricultural land represents 3.4%.

The report highlights that NRIs are not selling because India’s property market has weakened. They are doing so to reallocate wealth.

However, the challenge lies in finding buyers. Nair added, “The trend reflects a more deliberate approach to wealth allocation rather than panic selling. Indian property has historically served NRIs as both an investment and a fallback asset, but its role is changing as many settle long-term abroad. For NRIs, buying property in India was never just a real estate investment, it was a fallback plan, a retirement option, a family asset, and a link to home. As migration matures into long-term settlement, that role is shifting: these assets now help NRIs optimise their wealth portfolios back home.” – Image credit: Freepikeditor@nrifocus.com

Share
LinkedInFacebookXWhatsAppPrint

Leave a Reply

Your email address will not be published.