The UAE’s leading online insurance marketplace, Policybazaar.ae, has announced the launch of its pioneering initiative, PB Advantage, which makes the insurance journey easy for customers.
The entire process of selling and purchasing health insurance, and claiming it in the UAE, is done seamlessly via PB Advantage.

The initiative flaunts a series of features, providing customers with 30-minute claims assistance by a dedicated claims desk. The auto recharge feature automatically restores the sum insured after the first claim, providing extra coverage equal to the original amount. For instance, if an initial coverage is AED 1 million that is used for a surgery, another AED 1 million will be added by auto recharge for any future claims. PB Advantage also enhances the coverage through No Claim Bonus, by adding 10% sum assured each year for every in-patient claim-free year, up to a maximum of five years.

Commenting on this, Neeraj Gupta, CEO of Policybazaar.ae said, “PB Advantage is a significant step towards revolutionizing the health insurance landscape in the UAE. We are shifting the focus from traditional pricing models and discounts to delivering real, tangible benefits that directly impact our customers’ insurance experience. Features such as quicker claims processing, Auto Recharge, and the No Claim Bonus reflect our commitment to offering innovative solutions that prioritize customer satisfaction and redefine industry standards. We would like to extend our gratitude to our partners, who have been forthcoming to make this feature offering a reality.”

While PB Advantage provides benefits to all health insurance buyers from Policybazaar.ae, it also offers NRIs with quite a few tailored benefits designed to meet their needs during their India visits, he added.

Toshita Chauhan, Business Head – Health Insurance at Policybazaar.ae said, “Policybazaar.ae has seen a significant jump in demand for Health Insurance on its platforms wherein the YoY growth is over 75%. PB Advantage was created in response to the challenges we often hear from our customers.” She added that they wanted to address this with a program that simplified and enhanced the health insurance journey. “With PB Advantage we want to assure such customers that within 60 minutes of them raising a query they will have an accurate quote from the leading insurers in UAE. PB Advantage is available across our leading insurance partners for all the major Third Party Administrators (TPA’s),” Chauhan said.

PB Advantage provides additional value by offering policy portability to India, ensuring coverage not only in the UAE but also in India. The program includes complimentary annual health check-ups in India and cashless inpatient claims, enabling NRIs to enjoy a seamless healthcare experience across 400 towns in India. – editor@nrifocus.com